منابع مشابه
Paying a Premium on your Premium? Consolidation in the U.S. Health Insurance Industry By Leemore Dafny,
We examine whether and to what extent consolidation in the U.S. health insurance industry has contributed to higher employer-sponsored insurance premiums. We exploit the differential impact across local markets of a large national merger of two insurers to identify the causal effect of concentration on premiums. Using data for large groups, we estimate premiums in the average market were approx...
متن کاملPaying a Premium on Your Premium? Consolidation in the US Health Insurance Industry.
We examine whether and to what extent consolidation in the U.S. health insurance industry is leading to higher private insurance premiums. Using a proprietary, panel dataset of healthplans enrolling over 10 million Americans annually between 1998 and 2006, we estimate the impact of changes in local market concentration on premiums. We pursue two distinct approaches to account for the endogeneit...
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Although there is increasing use of eco-labeling, conditions under which eco-labels can command price premiums are not fully understood. In this article, we demonstrate that the certification of environmental practices by a third party should be analyzed as a strategy distinct from—although related to—the disclosure of the eco-certification through a label posted on the product. By assessing ec...
متن کاملUncertainty, Risk Premium, and Productivity in the Taiwan Banking Industry
In this paper, we formulate a behavioral model under uncertainty to estimate the total factor productivity in the Taiwan banking industry. In particular, the paper provides a model based on the safety-first rule under uncertainty to measure the risk premium in banking operations that are subject to loan default and other investment risks. Using panel data of forty banks in 1981-1996, a translog...
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Beginning in 1985, the life and health insurance industry was in the forefront of American business and other private sector institutions providing sorely needed resources in the fight against the AIDS epidemic. While its bottom line concerns — in terms of life and health claims — are obvious, the industry's comtinuing commitment to combat the spread of HIV and assist the afflicted stems in gre...
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ژورنال
عنوان ژورنال: European Journal of Multidisciplinary Studies
سال: 2019
ISSN: 2414-8385,2414-8377
DOI: 10.26417/ejms-2019.v4i2-542